Real Estate

CUSTOMER INTEREST!

Thu, 20 Aug 2009 09:58:28 GMT

Banks are aggressively wooing small-size home loan customers with a substantial cut in interest rates, says Prabhakar Sinha

Not only have prices of houses fallen in the last one year, but interest rates on home loans have also been cut substantially in the last nine months. In particularly, on smallsize home loan of less than Rs 30 lakh, interest rates have fallen from the range of 11% and 12% down to 8% and 9%. The fall in interest rate from 12% to 8% has led to a fall in the EMI by 24% on a 20-year loan.

The EMI on Rs 30 lakh loan for 20 year at 12% was Rs 33,032, which now works out to Rs 25,093 after interest rates fell to 8% � and for an interest rate of 9%, it translates in a fall in EMI by 18.25%, to Rs 26,991.

With onset of the festival season, banks like State Bank of India (SBI) and Punjab National Bank (PNB) have not only cut interest rates but have also waived the processing fees. Other lending institutions like HDFC Ltd and ICICI Bank are also giving loan at a competitive rate. SBI has launched a home loan scheme, in which the interest rate for the first year is charged at 8% and for the next two years at 8.5%. And then links it with their benchmark rates.

In fact, the aggressive posture of SBI has forced other banks to follow suit. After the SBI�s announcement, PNB cut its home loan rate to 8.5% for the first three years and then will link it with the then prevailing market condition. HDFC Ltd is also giving loan between Rs 30 lakh and Rs 50 lakh at 9% for the entire duration of the loan repayment period. SBI has effected the steepest cut on home loans between Rs 30 lakh and Rs 50 lakh. The interest rate will continue to remain same for the first year at 8%, while the rate for second and third year has been brought down to 8.5% from 9.5%, and beyond third year, the floating rate on the loan has been cut by 1.25 percentage points. Earlier, the rate was pegged at 1.5 percentage points below PLR, which has now been lowered to 2.75 percentage points below the benchmark rate. So, the effective home loan rate will become

lower. If the present condition remains the same and the bank does not change the prime lending rate, the new rate will be 9% as against 10.25% earlier.

In the case of home loan up to Rs 30 lakh, the benefit for the first year will remain the same with interest rate at 8%. But for the next two years, interest rate has been cut by 0.5 percentage points to 8.5%, from 9%. And after that till the loan is repaid, interest rate will be pegged against the benchmark rate. But the discount against the benchmark rate has been increased by 75 basis points. If the present condition continues and the bank does not change the PLR, the effective interest rate on the home loan after three years will be 9% as against 9.75% earlier.

High-end customers will also find an advantage in SBI Advantage Home Loan for loans above Rs 50 lakh. The SBI loan will come with a fixed rate of 8% per annum (unchanged) for the first year, and 9% for second and third year � down from 9.5% earlier. After that it will be linked with the PLR of the bank but with bigger discount of 1.75 percentage points as against 1.25 percentage points earlier. That means, even after three years, the interest rate will be half a percentage point lower than what it could be in the earlier scheme.

With lower repayment obligations during the initial fixed rate periods of 3 years, the customer can buy a new house without compromising on the lifestyle of the family, said a SBI official. After three years, the income level of the borrower will also increase. So, even if the interest rates go up marginally, by half a percentage points, it will not affect his repayment capacity much.

Courtesy:- TOI dt:- 15-08-09

AT DELHI�S DOORSTEP

Thu, 20 Aug 2009 09:57:14 GMT

Far-flung emerging residential destinations like Dharuhera, Bhiwadi, and Faridabad are set to get high-speed road corridors, which will reduce travel time to Delhi drastically, says

Monika Saini

In the next few years, owning a house in the suburbs of Delhi is going to be as good as living in Delhi. Though upcoming residential hubs beyond Noida, Dharuhera, Bhiwadi, Indirapuram, Faridabad, and Sonepat, sound remote now, considering their distance from the national capital, a slew of improved highways and the Metro connectivity is set change this perception and make these localities more attractive for buyers. Town planners also believe the time has come when residential development has to move away from Delhi.

�So far, the alternate residential development has happened around Delhi, which is known as ribbon development. But to make the capital city sustainable you need to provide more affordable options to people outside Delhi. A good transport system, primarily rail, will make the system sustainable,� says H R Suri, former president of Institute of Town Planners, India.

While, Metro Rail and improved rail connectivity is yet to happen, the currently far-flung emerging residential destinations are set to get highspeed road corridors, which will reduce the travel time drastically. �The focus of all expansion and widening of national highways starting and terminating in Delhi is to make them signalfree by eliminating traffic bottlenecks. Until there is seamless connectivity to key facilities in the capital from suburbs, decongesting Delhi will only remain a dream. The highway development work will redefine growth story of areas along the road network,� says a senior official of National Highways Authority of India (NHAI).

It�s not just the highway regulator; even the timely push for completion of road infrastructure projects ahead of the Commonwealth Games by Delhi is going to improve connectivity to areas like Faridabad, Noida and Greater Noida in the next one and half years.

Delhi-Meerut Expressway

This proposed 61-km long expressway will change the development along the corridor and is one of the priorities of the highway regulator. The NHAI has already finalized alignment, and feasibility study will be over soon. Officials claim once completed, the travel-time between Delhi and Meerut may be reduced to approximately 45 minutes, from the usual two hours.

Officials say those commuting between Delhi and Ghaziabad, Indirapuram (NH-24) will benefit the most from this project. According to the proposal, the existing stretch in Delhi, which is being widened to eight lanes, would subsequently be converted to 16 lanes, letting commuters zip through the congested corridor during peak hours. A part of NH-24 � from Delhi to Dasna in Ghaziabad, will form onethird of the expressway.

NHAI sources said eight more lanes would be added to the under-construction eight-lane grade separator at Ghazipur crossing. Delhi PWD has set April 2010 as deadline for completing the Ghazipur project.

Delhi-Jaipur corridor

With the Delhi-Gurgaon stretch of NH-8 converted to an eight-lane access control highways, Haryana�s financial capital has become the preferred residential destination. While the housing-friendly policies of the state government have pushed growth of Manesar and Dharuhera, what is going to accelerate their growth is the strengthening of Gurgaon-Jaipur stretch. The widening of the Gurgaon-Jaipur expressway from the existing four lanes to six lanes has already started, and once completed, it will make the stretch between Delhi and Jaipur signal-free. The project is expected to be completed by June 2011. Haryana government has already made an announcement to push for extending Delhi Metro service to industrial township of Manesar.

Delhi-Sonepat corridor

Although this is one of the finest corridor for commuters and has been in the top-list of developers, the approximately 13-km bottleneck between Mukarba Chowk and Sanghu border has been the major roadblock. NHAI officials said the tender to complete the remaining work has been awarded recently and it will be completed ahead of the games. �This stretch has been an eyesore for the past eight years. Once completed, the connectivity to Sonepat will improve significantly. Since there is a provision to reward the contractor in case he completes the work early, we are hopeful the stretch will improve before the stipulated time frame,� a senior NHAI official said.

The much delayed Kundli-Manesar-Palwal (KMP) Expressway connecting NH-2, NH-8, NH-10 and NH-1 is now expected to be completely operational by October next year, which will improve the non-stop connectivity from Kundli in Sonepat to Gurgaon and Faridabad. �We have extended the deadline up to December 2010. But the developer has made commitment to complete it by the Commonwealth Games,� a senior official of Haryana State Industrial and Infrastructure Development Corporation said.

Significantly, some of the residential and commercial developments in Sonepat are largely dependent on this 135-km high-speed corridor.

UP Link Road

Yet another improvement of road network � the 3.4-km UP Link Road � connecting Akshardham temple to Noida, is expected to bring major relief to Noida-bound traffic, making commuting between Shantivan and Greater Noida almost signal-free, barring one red light.

The ambitious Delhi government project to be completed before the games includes addition of one lane each on the sides, besides construction of one single carriageway and one double carriageway flyovers on three traffic intersections to make movement signal-free. While the first flyover with a single carriageway would cover the stretch at Mayur Vihar Phase I red light, the second flyover with dual carriageway will do away with two traffic red lights � one at Samachar Apartments Chowk and another near the Delhi-Noida-Delhi toll road.

Faridabad Stretch (NH-2)

Faridabad, the other emerging within-reach residential destination, is now set to get seamless connectivity with Delhi. After several delays, the ambitious 6-lane elevated-corridor project covering the congested stretch of Badarpur has taken off.

According to NHAI officials, the Rs 340-crore project is expected to be completed by September 2010. The non-stop link starts from near NTPC, Badarpur and ends near Sector-37 crossing in Faridabad. The entire elevated corridor has five major intersections (two in Delhi and three in Haryana), namely, NTPC junction, Sarai junction, Jaitpur junction, Mehrauli junction and Sector-37 junction.

Courtesy:- TOI dt:- 15-08-09

Vatika � IRIS & EMILLA Residential project

Tue, 14 Jul 2009 10:06:04 GMT

About Vatika Developer:

Vatika Group started as a real estate development company and is today a multi-tiered organization with real estate, hospitality development & facilities management. Over the years, Vatika group has built an impressive portfolio of projects that span corporate & residential complexes, resorts, five star hotels, restaurants, business centers and fitness outfits. The group is executing projects worth over Rs. 7900 Crores to bring about positive change in the work, home and leisure life of millions. The Vatika group boasts projects like First India Place, Vatika Triangle, Vatika Towers, Vatika Technology Park and many others.

Vision of Vatika Developer

Company wish to emerge with a revolution in its related industries pertaining to quality perceptions and providing quality services to its external and internal partis.

Mission of Vatika Developer

Quality in thought & action .

Power of commitment to our people,clients and associates.

Integrity in charater, thought and action.

Inherent trust in our people , clients and associates.

Finacial Partner of Vatika group

� Baer Capital Partners

� Goldman Sales

� Wachovia

Vatika IRIS & EMILLA Floors Gurgaon

Vatika has launched a new residential project IRIS AND EMILLA FLOORS at Vatika India Next, Sector 82 in Gurgaon. The apartments provide all that you have desired for your dream home at affordable prices. The infrastructure confirms to international standards with lush landscapes and well planned street architecture. So catch your breath at fabulous price as your dream home unfolds at a dream location Vatika IRIS and EMILLA Floors offers 2 and 3 bedroom apartments with amenities such as reserved parking slot for each floor, provision for power backup and ground floor gets individual front, garden with covered verandas, 1st and 2nd floor gets large balconies and terraces.

Vatika IRIS & EMILIA Floors Location:

Vatika IRIS and EMILIA Floors is located at Sector 82 in Gurgaon. 12 kms from IFCCO Chowk, 25 kms from International Airport, 6 kms from Rajiv Chowk, 1 kms from Harldiram�s, 13 kms from vatika Triangle, 10 kms from Vatika City, Sohna Road, 14 kms from DLF Phase 1.

Vatika IRIS & EMILIA Floors Amenities:

� Reserved parking slot for each floor,

� ground floor gets individual front and garden with covered verandas.

� Landscaped Garden

� Provision for 100% power backup

� 24 hrs security

� Ample car parking space

Luxuries to be Enjoyed

� Swimming pool to maintain your status and other curicullums .

� Nice Greenery in gardens and society as well .

� Entertainments instruments and sources within the township.

� Gym and fitness centre.

Price and Size

Vatika IRIS & EMILLA Floors Project Options:

Type------------------------Size (sq. ft.)---------------Price (INR)

3BR-4T-1SR (IRIS Floors)----------1961.67----------------39,23,000
3BR-3T (IRIS Floors)---------------1820.33---------------- 34,44,000
2BR-2T (IRIS Floors)----------------1426-------------------27,65,000
2BR-2T (EMILLA Floors )------------1091.67----------------21,43,500
2BR-2T (EMILLA Flors)--------------1091.67----------------19,93,500
2BR-2T (EMILLA Flors)--------------1091.67----------------20,43,500

Possession Time

Your dreams can come true by Apr.2011.

For any kind of assistance and consultancy please feel free just log on to- http://www.zameen-zaidad.com

http://www.propertycafeteria.com

NO AUTOMATIC ECB NOD FOR ERRANT COS

Tue, 14 Jul 2009 09:56:28 GMT

SEZ Developers Can Raise Foreign Debt to Create Infrastructure; 6-Month Extension for Builders of Integrated Townships

Companies that have violated external commercial borrowing (ECB) norms will not be able to raise fresh overseas loans through the �automatic route� where they don�t need prior approval from the central bank, rule changes announced by the finance ministry show.

The modified rules, however, have opened the doors for developers of special economic zones to raise foreign debt for creating specified infrastructure facility in the zones. The amendments also extend the external borrowing window for developers of integrated townships to December 2009.

�Currently, the ECB policy is not explicit about accessing of ECB by corporates that have violated the extant ECB policy and are under investigation by the Reserve Bank of India or Directorate of Enforcement. It is clarified that any request by such corporates for ECB will be examined under the approval route,� a statement said.

The move will come as a big setback for companies that have been found guilty of or have an ongoing investigation against them for ECB violation: approvals may not come easy for them.

Opening up of the ECB route for SEZ developers comes at the right time, especially in the backdrop of some companies such as DLF and the Raheja Group dropping plans to float IT SEZs due to lack of funds.

�This is a very positive step as SEZs have been adversely affected due to slackening of demand and non-availability of funds. Now that RBI has permitted ECB funding to SEZ developers for creation of infrastructure like industrial parks, ports and power, it would certainly help them in mobilising funds for development of the processing area as well as development of other social infrastructure in non-processing area. RBI should also issue clear instructions that lending to SEZs shall be on terms and conditions which are applicable for infrastructure lending,� said LB Singhal, director general, Export Promotion Council for Export-oriented Units and SEZs.

Opening up the overseas borrowing window further for large borrowers such as SEZ developers would improve availability of credit for small and medium enterprises.

But SEZ developers cannot raise ECB for building integrated townships or commercial real estate within the zone. They can raise overseas loans only after taking approval for establishing infrastructure facilities.

Real estate developers that build integrated townships have also been allowed to raise foreign loans up to December, a facility that was to close on June 30 this year. Integrated townships comprise houses and other urban amenities like commercial premises, hotels, resorts, roads and bridges built in an area of at least 100 acres. The government had opened the foreign borrowing window for developers of integrated townships on January 2 as part of the stimulus measures and the facility has been extended until December to make a meaningful impact on the sector which has been hit hard by fall in demand.

A relaxation has also been made for non-banking finance companies (NBFCs) exclusively involved in financing of the infrastructure sector that were permitted to raise ECBs from multilateral or regional financial institutions and government-owned development financial institutions for on-lending to the borrowers in the infrastructure sector under the approval route. The condition that the direct lending portfolio of the eligible lenders vis-�-vis their total ECB lending to NBFCs at any point of time should not be less than 3:1 has been scrapped.

Courtesy:- ET dt:- 02-07-09

BPTP Park Elite Premium� A residential project�

Tue, 14 Jul 2009 09:55:37 GMT

BPTP - Developer of dreamz��.

BPTP Limited, one of the fastest growing real estate companies in India, is engaged in projects including integrated townships, residential & commercial complexes, retail spaces and IT parks. BPTP Limited today has its presence pan National Capital Region including Faridabad, Gurgaon, Noida, Greater Noida and Mohali. The company is gradually spreading its footprints and now has presence in Hyderabad where it will focus on a mixed use development.

BPTP is a professionally managed and technology driven company, with a belief that innovative ideas with right intent and action results in desired growth.BPTP currently has multiple residential, commercial and IT Parks & IT/ITES SEZ projects out of which 10 projects are ongoing currently.

BPTP Park Elite Premium

Location: Parklands, Faridabad
Unit Type: Group Housing

After the remarkable success of Park Elite Floors, as a new innovation BPTP launches Park Elite Premium apartments at Phase I, Parklands Faridabad.

As demand is increasing for 2 & 3 BHk houses, BPTP with a vision to redefine and recreate a new living space that celebrates life, Park Elite Premium offers comfort and Luxurious living, aesthetic designs and every convenience. Live your dreams amidst green open spaces at Park Elite Premium. BPTP is in service to fulfill all the requirements and wishes of customers.

Features and Amenties:

High capacity lifts.
Power back up facility.
Gated complex for a safe, 24x 7 securities and pollution free environment.
70% green open space with children play area, jogging tracks and barbeque pits.
Part of a well planned 1400 acres township.
Designed to be a true urban residential space.

Luxuries you can expect

� Wooden flooring in Master Bedroom and Vitrified Tiles Modular Kitchen.

� Club, Schools and Hospitals in vicinity

� Pleasing Greenery and Fascinating Parks.

� Plenty of Parking spaces.

� Well equipped with modern facilities like club with swimming pool.

� Lifts to facilitate residents.

Accessibility:

� Faridabad is the part of NCR, touching South Delhi, Gurgaon, and Noida occupied with most Industries (National and MNCs).

� Direct rout to International Airport in Delhi via Gurgaon.

� Located on National Highway 2 (connecting Delhi to Agra).

� Full of entertainment resources and Shopping Malls.

Unique Selling Points:

� This is not a merely transaction, we value your feelings.

� This is a well planned new modernize integrated city.

� Township consist all the facilities e.g. Commercial complex, Community Centre, Medical facilities and Schools.

� Close to International Airport Delhi, National Capital Border and located on National Highway 2.

� Fascinating location and healthy environment to enjoy the every moment of life.

� Township of 1500 acre area.

BPTP Park Elite Premium is in the price range of:

Rs. 17.98 lakhs for 3 BHK of 906 sq. ft area
Rs. 22.81 lakhs for 3 BHK +1 Study of 1128 sq. ft area
Rs. 26.64 lakhs for 4 BHK of 1306 sq. ft area

Possession Time:

BPTP is well known for their words and commitment, expected possession time is end of 2011.

For any queries and assistance please feel free just log on to- http://www.zameen-zaidad.com

http://www.propertycafeteria.com

JMD Group is all set to introduce its Exclusive Residential Project in Gurgaon�

Thu, 02 Jul 2009 10:45:53 GMT

UNION BANK RECRUITMENT PROJECT 2008 - CLERICAL RECRUITMENT - ADVERTISEMENT

JMD Garden

JMD Group

JMD Group is the name of wide and multi disciplinary Architectural & Engineering Consultant of International repute. There are many prestigious projects in the portfolio of JMD, executed both national and International. Among the high profile and prestigious project worked out by CES are: NSE Building & ONGC Corporate offices Mumbai, IDBI Ahemedabad, IOC Multistoried corporate office and the Hindustan Times Building in New Delhi. In terms of quality JMD never do any kind of compromise. JMD Garden is associated with the Singapore�s Architect Pvt. Ltd. This Singapore based firm is engaged in architectural and Urban Planning services since 1975. They have many achievement and credits to their name are.. Marina Mandari Hotel, Golden Mile Shopping Complex, Suntech City, Millenia, The bayshore Condominium, Le Meridian Hotel, Marina Square Hotel and many more.

JMD and associates have everything that takes to be a trendsetter. And they surely have become one in Gurgaon. The JMD creations have become landmarks in themselves and this is just the beginning.

A special care is taken in developing each real estate project. Among all prestigious projects few are as below-

� JMD Gardens

� JMD Westend Homes

� JMD Regent Square

� JMD Pacific Square

� JMD Regent Plaza

� JMD Kohinoor

� JMD Galleria

� JMD Regent Arcade

� JMD Regent Mall

� JMD Goverdhan City Center

� JMD Cruise (The Mall)

� JMD Regent Square II

� JMD Megapolis

The commercial offerings of JMD Group boast of some of the largest corporate giants of India including Air India, Birla Sun Life, Dr. Batra's, Aviva Life Insurance, HSBC, Kotak Mahindra, Kajaria, Skoda, and Standard Chartered as a few names

Project JMD Garden

JMD group is developing its new grand and prestigious residential project located in Gurgaon Sec-48, Sohna Road, Gurgaon. JMD has announced its forthcoming Multi-Storied Group Housing Residential Complex, to be known as, �JMD Gardens� having 10, 00,000 sq.ft. Of built-up area sprawling over a land measuring 11 acres, with all modern amenities, at the most outstanding location on Sohna Road, Gurgaon. This Project consist all the qualities like Greenery, Park, Sports Ground, Lift Facility , an amazing residential compound in Gurgaon , a hub of MNC�s and professionals of superior level.

Every tower is facilitated with Guards and lift too. The material which is used in furnishing of apartment is of superior quality like Doors are made of seasoned wood frame with European style moulded shutters, Wall is having emulsion paint on POP base. Flooring in living and Dinning with Vitrified Tiles and Bedroom with laminated wooden flooring and cupboard in master bedroom, vitrified tiles in other bedroom, kitchen is furnished by ceramic tiles and granite. Electrical work is done by copper Electrical wiring in concealed conduits, Provision for adequate light & power points, Telephone & TV Outlets in all the bedrooms and living room, Moulded Plastic switches with proactive and 100% power backup is there to make easy life of residents.

Amenities at JMD Garden

� Pleasing greenery and Jogging Park.

� Sports club and Gym.

� Well designed Hospitals and Schools

� Earthquake resistant Structure.

� Vastu friendly layout.

� 100% power backup.

Accessibility

� IGI International Airport and Domestic Airport.

� National Highway 8, connecting Delhi- Gurgaon.

� Metro connectivity for whole Delhi NCR.

� 15 min Drive from Delhi.

� ISBT Gurgaon and Delhi.

Luxuries

v Wooden Flooring in master bedroom with cupboard.

v Vitrified tiles in kitchen.

v Clubs, Schools, Hospitals in vicinity,

v Pleasing greenery and fascinating park.

v Covered and open Parking space for all residents.

v Swimming pool.

Unique Selling Points

� Located in Gurgaon, a good place to work.

� Affordable price.

� All luxuries and all major accessibility.

� International airport is near to this

� For entertainment club facility is there.

Size and Price

3Bedrooms

Area: 1875 Sq. Ft.

Price 50 Lac

Finance facility is available from Public and Private sector Bank.

Possesion

By end of 2009 will be available.

For any Consultation and query please feel free to contact

Log onto http://www.zameen-zaidad.com

Or http://www.propertycafeteria.com

BUILDING MORE THAN JUST HOUSES

Thu, 02 Jul 2009 10:44:41 GMT

UNION BANK RECRUITMENT PROJECT 2008 - CLERICAL RECRUITMENT - ADVERTISEMENT

At a time when most other real estate players are concentrating on just the development part, here�s one group that goes beyond the limit.

Bdi group is an emerging name in the world of real estate. A family owned company that was started two decades ago in Bhopal, it offers smart homes that are environment friendly. They have the lowest carpet and super area ratio. Bdi group was the first to bring the concept of multi storied buildings in bhiwadi. They have completed 13 projects in Bhopal till now and also have a 700 apartment complex in the city. They are in the process of making one of the tallest buildings in Cochin, which will boast of features like individual helipads. The bdi group is looking at extending its operations at jodhpur, indore, Chandigarh, mohali, sonepat, Amritsar, Bhopal and meerut.

After Chennai, Bhopal ahmedabad, damoh and delhi, the bdi group is now spreading its wings into the NCR area and most prominently in Bhiwadi, the hottest new investment destination, for this, it has joined hands with one of india�s leading media conglomerates, the bhaskar group. Bdi gives you the opportunity to live in style and away from stress in their ready to move in apartments in Bhiwadi, just 40 minutes away from gurgaon. With more than 19 acres of planned suburbia, Sunshine City aims at becoming one of the largest and prestigious residential complexes south of the Sohna and gurgaon cluster. The company chairman, Mr Devi Ditta Berry makes sure he does not lose sight of the larger picture white forcusing on core projects, while it is left to Managing Director Sumit Berry to efficiently execute the projects in hand.

SUNSHINE CITY.

Sunshine city at Bhiwadi, offers over 1000 homes with 2 and 3 bedroom options. It offers many other facilities which ensure that you never have to move out of Bhiwadi. There is an executive club with party room and swimming pool for you to enjoy your evening with your family. A health club, gymnasium and sports facilities, shopping mall, steam room Jacuzzi, gardens, a parking space, 24 hour power backup, world class security system, amphitheatre etc, are also included.

Says Mr. Sumit Berry, the Managing Director of Bdi Group, �Our intention is to bring contemporary living standards to large housing complexes in suburbs and towns which have huge appreciation capabilities. By identifying suchy locations early, we are able to bring down overall costs of ownership, yet provide owners and investor with great future potential. And our combined experience with the bation-wide presence of the Bhaskar Group will help deliver superior quality self-contained townships on time.�

LUXURIES YOU CAN EXPECT

The apartments are ready-to-move-in and all you need to do is shift your belongings. Some of the premium offerings are:-

� Master bedroom- laminated wooden flooring in the master bedroom with window AC and geyser in bathroom

� Flooring- vitrified tiles have been used and ceramic tiles in kitchen, toilets and balconies.

� Toilets- Non-skid ceramic floor tile, English WC, provision of hot and cold water system, good quality CP Fitting, soap dish, towel rail and looking mirror.

� Other bedrooms- AC and proper drainage system. Window AC and vitrified tiles are also being provided in all bedrooms

� Electrical- Copper wiring in concealed PVC conduits. Sufficient light and power points with provision for TV and telephone point in living room and all bedrooms, there is also a facility of ready Internet connectivity.

� Doors and windows- Wooden frames with painted doors/windows.

� Kitchen - Granite top working platform, stainless steel sink with drain board is on offer. Ceramic glazed tiles flooring, a water purifier, and a chimney is also provided along with piped gas supply.

ACCESSIBILITY

Schools like Amity, GD Goenka, Starex, DPS, Sagar International are at a driving distance. They have hospitals like Raman Munjal Memorial Hospital close by. It is a port and a 40-minute drive from Gurgaon.

With metro closing up in Gurgaon, this township is 35 minutes away from the Delhi Metro IFFCO Chowk station. And if you have been craving to go out and eat then Haldirams and Mc Donalds are just 25 minutes away. You can visit Jungle Babbler Resort of Haryana Tourism at Dharuhera which is at a reasonable distance.

UNIQUE SELLING POINT

Free car parking and free club membership for all the residents is provided. Modular kitchen and air conditioners are available for all kinds of houses.

AFTER SALES SERVICE

BDI has also started a resale and rental cell in their projects where anyone can come to them if they want to put their apartment on sale or want to rent it out.

SIZE AND PRICE

The price bracket is approximately Rs 22 lakh for two bedrooms to Rs 29 lakh for three bedrooms. The BDI Sunshine City offers residences like Sapphire (1490sq ft), Emerald (1185 sq.ft) and Amethyst (1460 sq.ft) Jade (1200 sq.ft)

FINANCE OPTIONS

Loans are available through all the major banks like HDFC, ING Vysya, LIC Housing, PNB, ICICI, Axis Bank and SBI.

POSSESSION TIME

Forty-five days will be given for making the payment. Immediate hand-over is claimed upon complete payment. The apartments will be ready for possession by the next month.

Sumit Berry, Managing Director, opined that, �We provide luxury housing at affordable prices. However, we don�t believe in making it affordable at the cost of compromising with provision of desired features.�

One of the core strengths of BDI Group is implementation of new management techniques in marketing and HR practices in real estate and construction. This has made the BDI Group, one of the few professional real estate companies that offer real long term benefits to customers as well as it�s employees.

Courtesy: - HT Estates dt: - 13^th June 2009

IT/ Technology Park Manesar-Being Developed by Anant Raj Group

Thu, 02 Jul 2009 10:43:33 GMT

UNION BANK RECRUITMENT PROJECT 2008 - CLERICAL RECRUITMENT - ADVERTISEMENT

A royal place to work��

Anant Raj Group:

Anant Raj Industries Limited (ARIL) is a premier group of builder and Developer, started its operations in 1969, Since ARIL�s Starting, it has been delivering its excellence and expertise in the world of Real Estate Development. The company is in the process of building an array of Special Economic Zones (SEZs), IT Parks, Hotels, Commercial Complexes, Malls, Residential / Service Apartment and other infrastructure projects - all of which are set to be built in adherence to the most competitive global standards. ARIL is armed with one of the largest land Bank in the Region.

National Capital Region is going to be a big change Government is also taking initiative, corporate and foreign direct investments especially in the IT and BPO sector, the growing population of young and upwardly mobile professionals, enhanced incomes and consequently a higher probability to invest.

All these contributed to making it the most attractive destination for any Infrastructure Development Enterprise. ARIL guaranteeing the highest quality levels and professionalism, and by continually innovating on both marketing and construction technology fronts

Strengths

ARIL is India's leading group in terms of attracting foreign investments - one of the major global investors being the Government of Singapore Investment Corporation. ARIL has also entered into a joint-venture with Reliance ADAG, one India' premier industrial groups, for hospitality- and infrastructure-related projects. Other prime investors include The George Soros Group and Morgan Stanley

Mission

To promote Anant Raj as an Integrated Infrastructure Development Enterprise in the National Capital Region with the premier quality of construction, ethics, business standards, and value generations for shareholders, investors and customers.

Vision

To be recognized as a best-in-class construction and reality company in India.

Our shareholders, investors and customers are our most important constituency. Our endeavor is to build and create substantial value for all. All projects have to be evaluated in terms of shareholder value. Subsequently, the aim is to extend this value in every brick laid.

Anant Raj Technology Park Manesar, Haryana

Your preference for a work culture of elegance and class now has a heavenly address � a fully integrated global technology park located in Manesar Gurgaon. Built over a sprawling lush green 10-acre expanse in the breathtaking Sector-8 Technology Park Complex, Anant Raj Technology Park will house state-of-the-art technology towers and also feature a luxurious, fully-furnished housing complex, full-fledged shopping area, and sophisticated leisure and recreational facilities.

A grand entrance from the middle of east beholds the sight of the ascending towers around an exquisitely landscaped green.

Manesar... The Plus Factors

� Prominent location on the express way, IMT Manesar is the destination to be on NH-8. With an estimated 1 Million technology related professionals zooming in, the Manesar zone is the new Silicon Valley of the world.

� Administrative Focus�. with dynamic HSIIDC policies supporting it and strong grid iron foresighted land use planning, Manesar is destined to be the home for the world's technology Giants.

� Connectivity�., road, railways and air, with dedicated helipads, The travel time to Manesar in the coming year is all prised to reduce to mere 20 minutes from international Airport and 30 minutes from the heart of the Capital.

� Environmental bliss is what describes Manesar at it's best, the club house abundant plain and open areas, eco friendly habitat, manesar is ready to meet the new world challenge

Site Layout

� Well proportioned site, measuring precisely 38,212 Sq. Mt.

� Independent access, identity & all 4-sided ventilation for each building.

� Lush green, landscaped lawns with interspersed water bodies and floating mounds in the front.

� All services to be placed in the basements to achieve minimum travel distances thus maximizing efficiency.

Features

� An elegant IT Park with Fully furnished residential complex and shopping mall.

� Pleasing walk and jog through breezy tropical garden.

� Pathways to have a cobbled rough granite stone block flooring.

� Car porches & traffic plazas to have in brush finish granite flooring.

� Water bodies with moving, flowing, cascading water falls.

� Enjoyable and dense plantation in front and along boundary wall.

� Total Size 38,212 Sq.Ft / 10 Acre

Shopping Area

� Approximately 40000 Sq. Ft area available at Ground Floor to enjoy and to pass some moments with your loved one.

Luxuries

� Pleasing environment and fascinating sites and creations.

� 100% Power Backup, Centralized AC,

� Safety measures are also taken care of, by using CCTV cameras, other security measures.

� Providing helipads and other ingress and exit routes to the building.

� Imported furniture and world class interiors for full satisfaction of end user.

Accessibility

� International and Domestic Airport.

� ISBT Gurgaon and Delhi.

� Located on National Highway 8 connecting Delhi and Jaipur.

� Situated in world Known city Gurgaon.

For any information visit http://www.zameen-zaidad.com

PERSONAL LOAN: IS IT GOOD FOR YOU?

Fri, 26 Jun 2009 10:39:46 GMT

You need to use a personal loan judiciously as the interest rate is relatively high, says Srikala Bhashyam

Before the economic downtrend, it would have been hard to find a family without a personal loan in the cities. With the loan providing the comfort of easy funds with slightly higher interest rates (in the range of 14 percent), it didn't pinch very hard for many. After all, it saved the borrower from the hassle of a waiting period, making a few trips to the manager and more importantly, it was given without a request for some. The downtrend and the tight monetary situation in the economy have taken a toll on personal loans. In fact, many private banks have completely stopped disbursing personal loans while those that still offer them restrict it to their own customers.

While the product has its own set of advantages and disadvantages, much of it depends on its final use. For instance, a personal loan to clear the dues of a credit card is not a bad idea, but it can prove expensive if taken for funding a property. So, borrowers need to keep in mind a few factors while going in for a personal loan.

Use it for the short term

A personal loan carries a higher rate of interest as it is an unsecured loan. It is given purely on the basis of your income flow and in the event of non-payment, the banker has a much lower scope for recovery, despite the fact that many banks manage to recover it. Hence, opt for a personal loan only when you need funds for a short tenure. In fact, the upper limit for a personal loan should be three years even if your bank is willing to give you a five-year tenure.

Avoid multiple loans

If your banker is not willing to give you the desired amount, it is a clear indication that the loan amount is a stress on your finances. So, avoid taking loans from multiple banks as the pressure on EMIs can get unmanageable over a period of time.

Avoid it as an option for funding home

The property boom over the last few years prompted many to take desperate measures to acquire property. One of them has been personal loans to fund a property purchase. Many have used it to make the down payment or to make up the shortfall in a home loan. Not only has it proved expensive but disastrous for many, particularly for those who booked property with the idea of making quick returns.

Another asset which needs to be avoided with personal loans is equity as stock prices are volatile and don't guarantee returns at all times. If you are planning to make money in the current equity markets through a personal loan, it is better to avoid it as the equity markets don't assure returns but personal loans expect discipline with EMIs.

Courtesy:- Et dt:- 07-06-09

Unitech Infrastructure presents an unbeatable Housing Society.

Fri, 26 Jun 2009 10:38:50 GMT

Uniworld Resorts - Feel Like a Heaven��..

Gurgaon is the City of elite class professionals and Hub of Multinational Companies. Gurgaon is going to become new hitech and world class city. This city is located on NH 8 (Delhi -Jaipur Highway). This city attracts huge FDI for its Infrastructure Developments. There is only 10 min. drive from Delhi and plays an important role in Delhi NCR. All elite class families are going to shift in Gurgaon Just because of its multi facilities , Growth prospects are on high .

Unitech

Unitech Group is one of the major township planning and real estate development companies in India. It has an impressive m�lange of heavy construction, leisure and entertainment projects, hospitality business and development of mini cities/townships construction of residential and commercial complexes, including shopping malls and various types of dwelling units. Unitech commands strong brand equity as also a pan India presence with focus on residential development - the most profitable real estate segment.

Unitech entered civil engineering in 1974 with its sights firmly set on the future. And that's where our vision is fixed today. Building upon experience and expertise Unitech is constantly looking for ways to improve all our lives. From power transmission lines and highways to theme parks, from steel plants to residential developments, from indoor stadiums to hotels our work is often pioneering and always challenging. Our enviable track record proves our ability to deliver. To view our achievements and see how we have grown click on the arrows .

Unitech Group is the largest listed real estate company in India with a market capitalization of USD 2 billion. The company has an important list of clients, a virtual who�s who of Indian and multinational industry. Gillette, HP, General Motors, EDS, Asahi India Glass, ICI, Exxon Mobil, Reebok, Osram, UT Starcom, Remfry and Sagar, PI Industries, Fidelity Investments, Churchill India, Convergys, Keane, Hewitt, Vertex, Evalueserve, UOP India, Greenfield Online, Royal Bank of Scotland and many others figure in it.

Its business operations comprise Real Estate Consultancy and Management Fee for turnkey operations. It is unmatched in overseeing project execution, marketing of real estate ventures for associate and joint ventures. Construction activities include construction of highways, roads, powerhouses, transmission lines, refineries, hotels, hospitals and various types of other buildings/structures in India and abroad.
There was a large demand for housing in Gurgaon and very timely Unitech launched its first residential project in Gurgaon-South City-1. There has been no looking back since.

The key elements of its business strategy are:

Unitech has a reputation for quality orientation and timely completion of projects in all segments of real estate development.

Focus on residential development (the most profitable segment) and outright selling of developed non-residential properties(the most capital intensive segment)
To build whole communities across India
Effective utilization of capital for rapidly growing its pan- India land bank of 14,211 acres

Strengths

Unitech has emerged as the brand with a professional value system, as it believes in building relationships.
Unique understanding of the local economies, industries, and cultures.
Customer focus, corporate integrity and sensitivity to environmental issues.
Strong motivation to accept impossible challenges like converting barren spaces into environment-friendly human habitation.
The company's enviable track record proves its ability to deliver

The Project- Uniworld Resort:

Uniworld Resorts is a premium residential development project Spreaded in 154 Acres of sheer bliss located in Sec 33 , Gurgaon Near to NH 8, which bridges New Delhi and Jaipur, capital of two states. This promises to superior and magical place, where each day is a vacation. Where rejuvenation is how you begin and end your day. Uniworld Resorts offers you options of 1, 2 & 3 bedroom apartments overlooking in the sprawling greens. This is highly affordable project.

This grand project of Unitech is going to occu py a new place in residential society with a bang. This project is fully residential and consists all the facilities which are required e.g. Community hall, commercial place, swimming pool, garden, clubs, cafeteria, wide roads etc.

This project eyes on Landscaped Greens Manicured Gardens, Jogging & walking tracks, adjourning extensive green area.

Project is near to NH8 , so it reduces distance from Delhi , there is only 20 min drive from Delhi.

Security Measures of Town ship / Residential compound

With in this residential compound for the security of residents and Privacy , company is providing Barriers at entry level and exit points , manned entry & exit points Intercom facility.

Specifications:

Structure of the township is Earth-quake resistant RCC framed structure , Flooring of Living/Dining is made of Vitrified tiles,
Bedrooms : Laminated wooden flooring , Every Floor has its Balconies with Ceramic tiles . Common areas & staircase : Stone/Marble
Lift Lobby : Stone/Vitrified tiles ,Wall External : Exterior paint , Internal : Plastic emulsion paint ,Lift Lobby : Combination of stone & paint , Two types of lift One passenger and one service lift to each tower , Kitchen Flooring : Ceramic tiles flooring ,Wall finishes : Ceramic tiles up to 600mm height above the counter ,Kitchen Counter : Granite counter with stainless steel sink with drain board

Doors

Internal: Seasoned hardwood frames with moulded European style shutters, External: Anodized/powder coated glazed aluminium doors.

Main Door: Seasoned hardwood frames with moulded European style shutters.

Toilets fittings are of extreme qualities, Walls and Floorings: Furnished of Ceramic tiles.
Fittings: EWC & wash basin in white colour, single lever CP fittings, granite counter, pipelines for geyser
for fresh air Windows are installed of Anodized/powder coated glazed aluminium windows.
Electrical facility -Three phase supply with independent meter, copper wiring in concealed conduits
Telephone -One telephone jack each in living room and master bedroom intercom facility to each flat in living room
Television -TV Point in living room and master bedroom , to enjoy full luxuries Intercom provisions and Power back-up of 24x7 is being provided here.

Amenities & facilities

v Lawn Tennis and open Badminton court.

v Sand Pits

v Tot lots with kids playing equipments

v Shopping

v Schools, shopping complexes in the vicinity

v Sports cum cultural club

Accessibility

IGI International Airport and Domestic as well.

National Highway 8 connecting Delhi and Jaipur.

Metro Connectivity for whole Delhi NCR.

Smooth Drive from New Delhi Railway Station.

ISBT Gurgaon and Delhi.

Luxuries you can expect

� Wooden flooring in Master Bedroom

� Vitrified Tiles Modular Kitchen.

� Club, Schools and Hospitals in vicinity

� Pleasing Greenery and Fascinating Parks.

� Plenty of Parking spaces.

� Swimming Pools.

Unique Selling Points

� This is not a merely transaction, we value your feelings.

� This is a well planned new modernize integrated city.

� Township consist all the facilities e.g. Commercial complex, Community Centre, Medical facilities and Schools.

� Close to International Airport Delhi, National Capital.

� Fascinating location and healthy environment to enjoy the every moment of life.

� Township of 154 acre area.

� Security Points at gate.

� Lift Facility available

Other Projects of Unitech

v Launch of Iconic Towers - AQUA & TERA (part of the Unitech Grande) .

v Launch of Uniworld City in Mohali (part of the Chandigarh Tricity).

v Launch of residential project Harmony at Uniworld City in Kolkata

v Unitech launches Grande - India's first ultra luxury residential project".

v Launch of Unitech Verve at Greater Noida

v Coming soon retail project in Bangalore.

Post Sale Services

In this we assure you for your on time Registry, Possession and Maintenance. We are helping hard in design Approval and Construction.

Possession Time :

Unitech is well known for its delivery , this project is expected to be accomplished by 2011 to mid of 2012.

Unitech is a big name and 2^nd largest company in India as a real estate consultant and Developer.