Banks are aggressively wooing small-size home loan customers with a
substantial cut in interest rates, says Prabhakar Sinha
Not only have prices of houses fallen in the last
one year, but interest rates on home loans have also been cut substantially in
the last nine months. In particularly, on smallsize home loan of less than Rs
30 lakh, interest rates have fallen from the range of 11% and 12% down to 8%
and 9%. The fall in interest rate from 12% to 8% has led to a fall in the EMI
by 24% on a 20-year loan.
The EMI on Rs 30 lakh loan for 20 year at 12% was
Rs 33,032, which now works out to Rs 25,093 after interest rates fell to 8% —
and for an interest rate of 9%, it translates in a fall in EMI by 18.25%, to Rs
26,991.
With onset of the festival season, banks like State
Bank of India (SBI) and Punjab National Bank (PNB) have not only cut interest rates but have also
waived the processing fees. Other lending institutions like HDFC Ltd and ICICI
Bank are also giving loan at a competitive rate. SBI has launched a home loan scheme,
in which the interest rate for the first year is charged at 8% and for the next
two years at 8.5%. And then links it with their benchmark rates.
In fact, the aggressive posture of SBI has forced
other banks to follow suit. After the SBI’s announcement, PNB cut its home loan rate to 8.5% for the first three
years and then will link it with the then prevailing market condition. HDFC Ltd
is also giving loan between Rs 30 lakh and Rs 50 lakh at 9% for the entire
duration of the loan repayment period. SBI has effected the steepest cut on
home loans between Rs 30 lakh and Rs 50 lakh. The interest rate will continue
to remain same for the first year at 8%, while the rate for second and third
year has been brought down to 8.5% from 9.5%, and beyond third year, the
floating rate on the loan has been cut by 1.25 percentage points. Earlier, the
rate was pegged at 1.5 percentage points below PLR, which has now been lowered to 2.75 percentage
points below the benchmark rate. So, the effective
home loan rate will become
lower. If the present condition remains the same
and the bank does not change the prime lending rate, the new rate will be 9% as
against 10.25% earlier.
In the case of home loan up to Rs 30 lakh, the
benefit for the first year will remain the same with interest rate at 8%. But
for the next two years, interest rate has been cut by 0.5 percentage points to
8.5%, from 9%. And after that till the loan is repaid, interest rate will be
pegged against the benchmark rate. But the discount against the benchmark rate
has been increased by 75 basis points. If the present condition continues and
the bank does not change the PLR, the
effective interest rate on the home loan after three years will be 9% as
against 9.75% earlier.
High-end customers will also find an advantage in SBI
Advantage Home Loan for loans above Rs 50 lakh. The SBI loan will come with
a fixed rate of 8% per annum (unchanged) for the first year, and 9% for second
and third year — down from 9.5% earlier. After that it will be linked with the PLR of the bank but with bigger discount of 1.75
percentage points as against 1.25 percentage points earlier. That means, even
after three years, the interest rate will be half a percentage point lower than
what it could be in the earlier scheme.
With lower repayment obligations during the initial
fixed rate periods of 3 years, the customer can buy a new house without
compromising on the lifestyle of the family, said a SBI official. After three
years, the income level of the borrower will also increase. So, even if the
interest rates go up marginally, by half a percentage points, it will not
affect his repayment capacity much.
In the next few years, owning a house in the
suburbs of Delhi is going to be as good as living in Delhi. Though upcoming residential hubs beyond Noida,
Dharuhera, Bhiwadi, Indirapuram, Faridabad, and Sonepat, sound remote now,
considering their distance from the national capital, a slew of improved
highways and the Metro connectivity is set change this perception and make
these localities more attractive for buyers. Town planners also believe the
time has come when residential development has to move away from Delhi.
“So far, the alternate residential development has happened
around Delhi, which is known as ribbon development. But to make the capital
city sustainable you need to provide more affordable options to people outside Delhi. A good transport system, primarily rail, will
make the system sustainable,” says H R Suri, former president of Institute of Town Planners, India.
While, Metro Rail and improved rail connectivity is
yet to happen, the currently far-flung emerging
residential destinations are set to get highspeed road corridors, which
will reduce the travel time drastically. “The focus of all expansion and
widening of national highways starting and terminating in Delhi is to make them signalfree by eliminating traffic
bottlenecks. Until there is seamless connectivity to key facilities in the
capital from suburbs, decongesting Delhi will only remain a dream. The highway development
work will redefine growth story of areas along the road network,” says a senior
official of National Highways Authority of India (NHAI).
It’s not just the highway regulator; even the
timely push for completion of road infrastructure projects ahead of the Commonwealth
Games by Delhi is going to improve connectivity to areas like Faridabad, Noida
and Greater Noida in the next one and half years.
Delhi-Meerut Expressway
This proposed 61-km long expressway will change the
development along the corridor and is one of the priorities of the highway
regulator. The NHAI has already finalized alignment, and feasibility study will
be over soon. Officials claim once completed, the travel-time between Delhi and Meerut may be reduced to approximately 45 minutes, from
the usual two hours.
Officials say those commuting between Delhi and Ghaziabad, Indirapuram
(NH-24) will benefit the most from this project. According to the proposal, the
existing stretch in Delhi, which is being widened to eight lanes, would
subsequently be converted to 16 lanes, letting commuters zip through the
congested corridor during peak hours. A part of NH-24 — from Delhi to Dasna in Ghaziabad, will form onethird of the expressway.
NHAI sources said eight more lanes would be added
to the under-construction eight-lane grade separator at Ghazipur crossing.
Delhi PWD has set April 2010 as deadline for completing the Ghazipur project.
Delhi-Jaipur corridor
With the Delhi-Gurgaon stretch of NH-8 converted to
an eight-lane access control highways, Haryana’s financial capital has become
the preferred residential destination. While the housing-friendly policies of
the state government have pushed growth of Manesar and Dharuhera, what is going
to accelerate their growth is the strengthening of Gurgaon-Jaipur stretch. The
widening of the Gurgaon-Jaipur expressway from the existing four lanes to six
lanes has already started, and once completed, it will make the stretch between
Delhi and Jaipur signal-free. The project is expected to
be completed by June 2011. Haryana government has already made an announcement
to push for extending Delhi Metro service to industrial township of Manesar.
Delhi-Sonepat corridor
Although this is one of the finest corridor for
commuters and has been in the top-list of developers, the approximately 13-km
bottleneck between Mukarba Chowk and Sanghu border has been the major
roadblock. NHAI officials said the tender to complete the remaining work has
been awarded recently and it will be completed ahead of the games. “This
stretch has been an eyesore for the past eight years. Once completed, the
connectivity to Sonepat will improve significantly. Since there is a provision
to reward the contractor in case he completes the work early, we are hopeful
the stretch will improve before the stipulated time frame,” a senior NHAI
official said.
The much delayed Kundli-Manesar-Palwal (KMP) Expressway connecting NH-2, NH-8, NH-10 and NH-1
is now expected to be completely operational by October next year, which will
improve the non-stop connectivity from Kundli in Sonepat to Gurgaon and
Faridabad. “We have extended the deadline up to December 2010. But the
developer has made commitment to complete it by the Commonwealth Games,” a
senior official of Haryana State Industrial and Infrastructure Development
Corporation said.
Significantly, some of the residential and
commercial developments in Sonepat are largely dependent on this 135-km
high-speed corridor.
UP Link Road
Yet another improvement of road network — the
3.4-km UP Link Road — connecting
Akshardham temple to Noida, is expected to bring major relief to
Noida-bound traffic, making commuting between Shantivan and Greater Noida
almost signal-free, barring one red light.
The ambitious Delhi government project to be completed before the
games includes addition of one lane each on the sides, besides construction of one
single carriageway and one double carriageway flyovers on three traffic
intersections to make movement signal-free. While the first flyover with a
single carriageway would cover the stretch at Mayur Vihar Phase I red light,
the second flyover with dual carriageway will do away with two traffic red
lights — one at Samachar Apartments Chowk and another near the
Delhi-Noida-Delhi toll road.
Faridabad Stretch (NH-2)
Faridabad, the other emerging within-reach residential
destination, is now set to get seamless connectivity with Delhi. After several delays, the ambitious 6-lane
elevated-corridor project covering the congested stretch of Badarpur has taken
off.
According to NHAI officials, the Rs 340-crore
project is expected to be completed by September 2010. The non-stop link starts
from near NTPC, Badarpur and ends near Sector-37 crossing in Faridabad. The entire elevated corridor has five major
intersections (two in Delhi
and three in Haryana), namely, NTPC junction, Sarai junction, Jaitpur junction,
Mehrauli junction and Sector-37 junction.
Vatika
Group started as a real estate development company and is today a
multi-tiered organization with real estate, hospitality development &
facilities management. Over the years, Vatika group has built an impressive
portfolio of projects that span corporate & residential complexes, resorts,
five star hotels, restaurants, business centers and fitness outfits. The group
is executing projects worth over Rs. 7900 Crores to bring about positive change
in the work, home and leisure life of millions. The Vatika group boasts
projects like First India Place, Vatika Triangle, Vatika Towers, Vatika
Technology Park and many others.
Vision of Vatika Developer
Company wish to
emerge with a revolution in its related industries pertaining to quality
perceptions andproviding quality
services to its external and internal partis.
Mission of Vatika Developer
Quality in
thought & action .
Power of
commitment to our people,clients and associates.
Integrity in
charater, thought and action.
Inherent trust in
our people , clients and associates.
Vatika has
launched a new residential project IRIS AND EMILLA FLOORS at Vatika India Next,
Sector 82 in Gurgaon. The apartments provide all that you have desired for your dream
home at affordable prices. The infrastructure confirms to international
standards with lush landscapes and well planned street architecture. So catch
your breath at fabulous price as your dream home unfolds at a dream location Vatika IRIS and EMILLA Floors offers 2 and 3 bedroom apartments with
amenities such as reserved parking slot for each floor, provision for power
backup and ground floor gets individual front, garden with covered verandas,
1st and 2nd floor gets large balconies and terraces.
Vatika IRIS &
EMILIA Floors Location:
Vatika IRIS and
EMILIA Floors is located at Sector 82 in Gurgaon. 12 kms from IFCCO Chowk, 25
kms from International Airport, 6 kms from Rajiv Chowk, 1 kms from Harldiram’s,
13 kms from vatika Triangle, 10 kms from Vatika City, Sohna Road, 14 kms from
DLF Phase 1.
SEZ Developers Can
Raise Foreign Debt to Create Infrastructure; 6-Month Extension for Builders of
Integrated Townships
Companies that
have violated external commercial borrowing (ECB) norms will not be able to
raise fresh overseas loans through the ‘automatic route’ where they don’t need
prior approval from the central bank, rule changes announced by the finance
ministry show.
The modified
rules, however, have opened the doors for developers of special economic zones
to raise foreign debt for creating specified infrastructure facility in the
zones. The amendments also extend the external borrowing window for developers
of integrated townships to December 2009.
“Currently, the
ECB policy is not explicit about accessing of ECB by corporates that have
violated the extant ECB policy and are under investigation by the Reserve Bank
of India or
Directorate of Enforcement. It is clarified that any request by such corporates
for ECB will be examined under the approval route,” a statement said.
The move will
come as a big setback for companies that have been found guilty of or have an
ongoing investigation against them for ECB violation: approvals may not come
easy for them.
Opening up of
the ECB route for SEZ developers comes at the right time, especially in the
backdrop of some companies such as DLF
and the Raheja Group dropping plans to float IT SEZs due to lack of funds.
“This is a very
positive step as SEZs have been adversely affected due to slackening of demand
and non-availability of funds. Now that RBI has permitted ECB funding to SEZ
developers for creation of infrastructure like industrial parks, ports and
power, it would certainly help them in mobilising funds for development of the
processing area as well as development of other social infrastructure in
non-processing area. RBI should also issue clear instructions that lending to
SEZs shall be on terms and conditions which are applicable for infrastructure
lending,” said LB Singhal, director general, Export Promotion Council for
Export-oriented Units and SEZs.
Opening up the
overseas borrowing window further for large borrowers such as SEZ developers
would improve availability of credit for small and medium enterprises.
But SEZ
developers cannot raise ECB for building integrated townships or commercial
real estate within the zone. They can raise overseas loans only after taking approval
for establishing infrastructure facilities.
Real estate developers that build
integrated townships have also been allowed to raise foreign loans up to
December, a facility that was to close on June 30 this year. Integrated
townships comprise houses and other urban amenities like commercial premises,
hotels, resorts, roads and bridges built in an area of at least 100 acres. The
government had opened the foreign borrowing window for developers of integrated
townships on January 2 as part of the stimulus measures and the facility has
been extended until December to make a meaningful impact on the sector which
has been hit hard by fall in demand.
A relaxation has
also been made for non-banking finance companies (NBFCs) exclusively involved
in financing of the infrastructure sector that were permitted to raise ECBs
from multilateral or regional financial institutions and government-owned
development financial institutions for on-lending to the borrowers in the
infrastructure sector under the approval route. The condition that the direct
lending portfolio of the eligible lenders vis-à-vis their total ECB lending to
NBFCs at any point of time should not be less than 3:1 has been scrapped.
BPTP Limited, one of the
fastest growing real estate companies in India, is engaged in projects including integrated townships,
residential & commercial complexes, retail spaces and IT parks. BPTP
Limited today has its presence pan National Capital Region including Faridabad, Gurgaon, Noida, Greater Noida and Mohali. The
company is gradually spreading its footprints and now has presence in Hyderabad where it will focus on a mixed use development.
BPTP is a professionally
managed and technology driven company, with a belief that innovative ideas with
right intent and action results in desired growth.BPTP currently has multiple
residential, commercial and IT Parks & IT/ITES SEZ projects out of which 10
projects are ongoing currently.
BPTPPark Elite Premium
Location: Parklands, Faridabad Unit Type: Group
Housing
After the remarkable success of Park Elite
Floors, as a new innovation BPTP
launches Park Elite Premium apartments at Phase I, Parklands Faridabad.
As demand is increasing for 2
& 3 BHk houses, BPTP with a vision to redefine and recreate a new living
space that celebrates life, Park Elite Premium offers comfort and Luxurious living,
aesthetic designs and every convenience. Live your dreams amidst green open
spaces at Park Elite Premium. BPTP is in service to fulfill all the
requirements and wishes of customers.
Features and
Amenties:
High
capacity lifts.
Power back
up facility.
Gated
complex for a safe, 24x 7 securities and pollution free environment.
70% green
open space with children play area, jogging tracks and barbeque pits.
Part of a
well planned 1400 acres township.
Designed to
be a true urban residential space.
Luxuries
you can expect
ØWooden flooring in Master Bedroom and Vitrified Tiles
Modular Kitchen.
ØClub, Schools and Hospitals in vicinity
ØPleasing Greenery and Fascinating Parks.
ØPlenty of Parking spaces.
ØWell equipped with modern facilities like club with swimming pool.
ØLifts to facilitate residents.
Accessibility:
ØFaridabad is the part of NCR, touching South Delhi, Gurgaon, and Noida occupied
with most Industries (National and MNCs).
ØDirect rout to InternationalAirport in Delhi via Gurgaon.
ØLocated on National Highway 2 (connecting Delhi to Agra).
ØFull of entertainment resources and Shopping Malls.
Unique Selling Points:
üThis is not a merely transaction, we value your
feelings.
üThis is a well planned new modernize integrated city.
üTownship consist all the facilities e.g. Commercial
complex, Community Centre, Medical facilities and Schools.
üClose to International Airport Delhi, National Capital
Border and located on National Highway 2.
üFascinating location and healthy environment to enjoy
the every moment of life.
JMD Group is all set to introduce its Exclusive Residential Project in Gurgaon–
UNION BANK RECRUITMENT PROJECT 2008 - CLERICAL RECRUITMENT -
ADVERTISEMENT
JMDGarden
JMD Group
JMD Group is the
name of wide and multi disciplinary Architectural & Engineering
Consultant of International repute. There are many prestigious projects in the
portfolio of JMD, executed both national and International. Among the high
profile and prestigious project worked out by CES are: NSE Building & ONGC
Corporate offices Mumbai, IDBI Ahemedabad, IOC Multistoried corporate office
and the HindustanTimesBuilding in New
Delhi.In terms
of quality JMD never do any kind of compromise. JMDGarden is associated with the Singapore’s
Architect Pvt. Ltd. This Singapore
based firm is engaged in architectural and Urban Planning services since 1975.
They have many achievement and credits to their name are.. Marina Mandari
Hotel, Golden Mile Shopping Complex, Suntech City, Millenia, The bayshore
Condominium, Le Meridian Hotel, Marina Square Hotel and many more.
JMD and
associates have everything that takes to be a trendsetter. And they surely have
become one in Gurgaon. The JMD creations have become landmarks in themselves
and this is just the beginning.
A special care is taken in developing each real estate
project. Among all prestigious projects few are as below-
The
commercial offerings of JMD Group boast of some of the largest corporate giants
of India including Air India, Birla Sun Life, Dr. Batra's, Aviva
Life Insurance, HSBC, Kotak Mahindra, Kajaria, Skoda, and Standard Chartered as
a few names
ProjectJMDGarden
JMD group is
developing its new grand and prestigious residential project located in Gurgaon
Sec-48, Sohna Road, Gurgaon. JMD has announced its forthcoming
Multi-Storied Group Housing Residential Complex, to be known as, ‘JMDGardens’ having 10, 00,000 sq.ft. Of
built-up area sprawling over a land measuring 11 acres, with all modern
amenities, at the most outstanding location on Sohna
Road, Gurgaon. This Project consist all the
qualities like Greenery, Park, Sports Ground, Lift Facility , an amazing
residential compound in Gurgaon , a hub of MNC’s and professionals of superior
level.
Every tower is facilitated with Guards and
lift too. The material which is used in furnishing of apartment is of superior
quality like Doors are made of seasoned wood frame with European style moulded
shutters, Wall is having emulsion paint on POP base. Flooring in living and
Dinning with Vitrified Tiles and Bedroom with laminated wooden flooring and
cupboard in master bedroom, vitrified tiles in other bedroom, kitchen is
furnished by ceramic tiles and granite. Electrical work is done by copper
Electrical wiring in concealed conduits, Provision for adequate light &
power points, Telephone & TV Outlets in all the bedrooms and living room,
Moulded Plastic switches with proactive and 100% power backup is there to make
easy life of residents.
Amenities at JMDGarden
üPleasing
greenery and JoggingPark.
üSports
club and Gym.
üWell
designed Hospitals and Schools
üEarthquake
resistant Structure.
üVastu
friendly layout.
ü100%
power backup.
Accessibility
ØIGIInternationalAirport and DomesticAirport.
ØNational
Highway 8, connecting Delhi- Gurgaon.
ØMetro
connectivity for whole Delhi NCR.
Ø15
min Drive from Delhi.
ØISBT
Gurgaon and Delhi.
Luxuries
vWooden
Flooring in master bedroom with cupboard.
vVitrified
tiles in kitchen.
vClubs,
Schools, Hospitals in vicinity,
vPleasing
greenery and fascinating park.
vCovered
and open Parking space for all residents.
vSwimming
pool.
Unique
Selling Points
üLocated
in Gurgaon, a good place to work.
üAffordable
price.
üAll
luxuries and all major accessibility.
üInternational
airport is near to this
üFor
entertainment club facility is there.
Size and
Price
3Bedrooms
Area: 1875 Sq. Ft.
Price 50 Lac
Finance facility is
available from Public and Private sector Bank.
Possesion
By end of
2009 will be available.
For any Consultation and query please
feel free to contact
UNION BANK RECRUITMENT PROJECT 2008 - CLERICAL RECRUITMENT -
ADVERTISEMENT
At a time when most other real estate players are concentrating
on just the development part, here’s one group that goes beyond the limit.
Bdi group is an emerging name in the world of real
estate. A family owned company that was started two decades ago in Bhopal, it offers smart homes that are environment
friendly. They have the lowest carpet and super area ratio. Bdi group was the
first to bring the concept of multi storied buildings in bhiwadi. They have
completed 13 projects in Bhopal
till now and also have a 700 apartment complex in the city. They are in the
process of making one of the tallest buildings in Cochin, which will boast of features like individual
helipads. The bdi group is looking at extending its operations at jodhpur, indore, Chandigarh, mohali, sonepat, Amritsar, Bhopal and meerut.
After Chennai, Bhopal ahmedabad, damoh and delhi,
the bdi group is now spreading its wings into the NCR area and most prominently
in Bhiwadi, the hottest new investment destination, for this, it has joined
hands with one of india’s leading media conglomerates, the bhaskar group. Bdi
gives you the opportunity to live in style and away from stress in their ready
to move in apartments in Bhiwadi, just 40 minutes away from gurgaon. With more
than 19 acres of planned suburbia, SunshineCity aims at becoming one of the largest and prestigious residential
complexes south of the Sohna and gurgaon cluster. The company chairman, Mr Devi
Ditta Berry makes sure he does not lose sight of the larger
picture white forcusing on core projects, while it is left to Managing Director
Sumit Berry to efficiently execute the projects in hand.
SUNSHINECITY.
Sunshine city at
Bhiwadi, offers over 1000 homes with 2 and 3 bedroom options. It offers
many other facilities which ensure that you never have to move out of Bhiwadi.
There is an executive club with party room and swimming pool for you to enjoy
your evening with your family. A health club, gymnasium and sports facilities,
shopping mall, steam room Jacuzzi, gardens, a parking space, 24 hour power
backup, world class security system, amphitheatre etc, are also included.
Says Mr. Sumit Berry, the Managing Director of Bdi Group, “Our
intention is to bring contemporary living standards to large housing complexes
in suburbs and towns which have huge appreciation capabilities. By identifying
suchy locations early, we are able to bring down overall costs of ownership,
yet provide owners and investor with great future potential. And our combined
experience with the bation-wide presence of the Bhaskar Group will help deliver
superior quality self-contained townships on time.”
·Master bedroom- laminated wooden
flooring in the master bedroom with window AC and geyser in bathroom
·Flooring- vitrified tiles have been
used and ceramic tiles in kitchen, toilets and balconies.
·Toilets- Non-skid ceramic floor tile,
English WC, provision of hot and cold water system, good quality CP Fitting,
soap dish, towel rail and looking mirror.
·Other bedrooms- AC and proper drainage
system. Window AC and vitrified tiles are also being provided in all bedrooms
·Electrical- Copper wiring in concealed
PVC conduits. Sufficient light and power points with provision for TV and
telephone point in living room and all bedrooms, there is also a facility of
ready Internet connectivity.
·Doors and windows- Wooden frames with
painted doors/windows.
·Kitchen - Granite top working
platform, stainless steel sink with drain board is on offer. Ceramic glazed
tiles flooring, a water purifier, and a chimney is also provided along with
piped gas supply.
ACCESSIBILITY
Schools like Amity, GD Goenka, Starex, DPS, Sagar
International are at a driving distance. They have hospitals like RamanMunjalMemorialHospital close by. It is a port and a 40-minute drive from Gurgaon.
With metro closing up in Gurgaon, this township is
35 minutes away from the Delhi Metro IFFCO Chowk station. And if you have been
craving to go out and eat then Haldirams and Mc Donalds are just 25 minutes
away. You can visit Jungle Babbler Resort of Haryana Tourism at Dharuhera which
is at a reasonable distance.
UNIQUE SELLING POINT
Free car parking and free club membership for all
the residents is provided. Modular kitchen and air conditioners are available
for all kinds of houses.
AFTER SALES SERVICE
BDI has also started a resale and rental cell in
their projects where anyone can come to them if they want to put their
apartment on sale or want to rent it out.
SIZE AND PRICE
The price bracket is approximately Rs 22 lakh for
two bedrooms to Rs 29 lakh for three bedrooms. The BDISunshineCity offers residences like Sapphire (1490sq ft), Emerald (1185 sq.ft) and
Amethyst (1460 sq.ft) Jade (1200 sq.ft)
FINANCE OPTIONS
Loans are available through all the major banks
like HDFC, ING Vysya, LIC Housing, PNB, ICICI, Axis Bank and SBI.
POSSESSION TIME
Forty-five days will be given for making the
payment. Immediate hand-over is claimed upon complete payment. The apartments
will be ready for possession by the next month.
Sumit Berry, Managing Director, opined that, “We provide
luxury housing at affordable prices. However, we don’t believe in making it
affordable at the cost of compromising with provision of desired features.”
One of the core strengths of BDI Group is
implementation of new management techniques in marketing and HR practices in
real estate and construction. This has made the BDI Group, one of the few
professional real estate companies that offer real long term benefits to
customers as well as it’s employees.
IT/ Technology Park Manesar-Being Developed by Anant Raj Group
UNION BANK RECRUITMENT PROJECT 2008 - CLERICAL RECRUITMENT -
ADVERTISEMENT
A royal place to work…………………
Anant Raj Group:
Anant
Raj Industries Limited (ARIL) is a premier group of builder and Developer,
started its operations in 1969, Since ARIL’s Starting, it has been delivering
its excellence and expertise in the world of Real Estate Development. The company
is in the process of building an array of Special Economic Zones (SEZs), IT
Parks, Hotels, Commercial Complexes, Malls, Residential / Service Apartment and
other infrastructure projects - all of which are set to be built in adherence
to the most competitive global standards. ARIL is armed with one of the largest
land Bank in the Region.
National
Capital Region is going to be a big change Government is also taking initiative,
corporate and foreign direct investments especially in the IT and BPO sector, the
growing population of young and upwardly mobile professionals, enhanced incomes
and consequently a higher probability to invest.
All these contributed to making it the most attractive
destination for any Infrastructure Development Enterprise. ARIL guaranteeing
the highest quality levels and professionalism, and by continually innovating
on both marketing and construction technology fronts
Strengths
ARIL
is India's leading group
in terms of attracting foreign investments - one of the major global investors
being the Government of Singapore Investment Corporation. ARIL has also entered
into a joint-venture with Reliance ADAG, one India' premier
industrial groups, for hospitality- and infrastructure-related projects. Other
prime investors include The George Soros Group and Morgan Stanley
Mission
To
promote Anant Raj as an Integrated Infrastructure Development Enterprise in the National
Capital Region with the premier quality of construction, ethics, business
standards, and value generations for shareholders, investors and customers.
Vision
To be
recognized as a best-in-class construction and reality company in India.
Our shareholders, investors and customers are our
most important constituency. Our endeavor is to build and create substantial
value for all. All projects have to be evaluated in terms of shareholder value.
Subsequently, the aim is to extend this value in every brick laid.
AnantRajTechnologyPark Manesar,Haryana
Your preference for a work culture of elegance and class now
has a heavenly address – a fully integrated global technology
park located in Manesar Gurgaon. Built over a sprawling lush green 10-acre
expanse in the breathtaking Sector-8 Technology Park Complex, AnantRajTechnologyPark
will house state-of-the-art technology towers and also feature a luxurious,
fully-furnished housing complex, full-fledged shopping area, and sophisticated
leisure and recreational facilities.
A grand entrance from the
middle of east beholds the sight of the ascending towers around an exquisitely
landscaped green.
Manesar... The Plus
Factors
·Prominent
location on the express way, IMT Manesar is the destination to be on NH-8. With
an estimated 1 Million technology related professionals zooming in, the Manesar
zone is the new Silicon Valley of the world.
·Administrative
Focus…. with dynamic HSIIDC policies supporting it and strong grid iron
foresighted land use planning, Manesar is destined to be the home for the
world's technology Giants.
·Connectivity….,
road, railways and air, with dedicated helipads, The travel time to Manesar in
the coming year is all prised to reduce to mere 20 minutes from international
Airport and 30 minutes from the heart of the Capital.
·Environmental
bliss is what describes Manesar at it's best, the club house abundant plain and
open areas, eco friendly habitat, manesar is ready to meet the new world
challenge
You need to use a personal loan judiciously as the
interest rate is relatively high, says Srikala Bhashyam
Before the economic downtrend, it would have been
hard to find a family without a personal loan in the cities. With the loan providing the comfort of easy funds
with slightly higher interest rates (in the range of 14 percent), it didn't
pinch very hard for many. After all, it saved the borrower from the hassle of a
waiting period, making a few trips to the manager and more importantly, it was
given without a request for some. The downtrend and the tight monetary
situation in the economy have taken a toll on personal loans. In fact, many
private banks have completely stopped disbursing personal loans while those
that still offer them restrict it to their own customers.
While the product has its own set of advantages and
disadvantages, much of it depends on its final use. For instance, a personal
loan to clear the dues of a credit card is not a bad idea, but it can prove
expensive if taken for funding a property. So, borrowers need to keep in mind a
few factors while going in for a personal loan.
Use it for the short term
A personal loan
carries a higher rate
of interest as it is an unsecured loan. It is given purely on the basis of your
income flow and in the event of non-payment, the banker has a much lower scope
for recovery, despite the fact that many banks manage to recover it. Hence, opt
for a personal loan only when you need funds for a short tenure. In fact, the
upper limit for a personal loan should be three years even if your bank is
willing to give you a five-year tenure.
Avoid multiple loans
If your banker is not willing to give you the
desired amount, it is a clear indication that the loan amount
is a stress on your finances. So, avoid taking loans from multiple banks as the pressure on EMIs
can get unmanageable over a period of time.
Avoid it as an option for funding home
The property boom over the last few years prompted
many to take desperate measures to acquire property. One of them has been
personal loans to fund a property purchase. Many have used it to make the down
payment or to make up the shortfall in a home loan. Not only has it proved
expensive but disastrous for many, particularly for those who booked property
with the idea of making quick returns.
Another asset which needs to be avoided with
personal loans is equity as stock prices are volatile and don't guarantee
returns at all times. If you are planning to make money in the current equity
markets through a personal loan, it is better to avoid it as the equity markets
don't assure returns but personal loans expect discipline with EMIs.
Unitech Infrastructure presents an unbeatable Housing Society.
Uniworld Resorts - Feel Like a Heaven……………..
Gurgaon is the City of elite class professionals and Hub of Multinational Companies. Gurgaon is going to
become new hitech and world class city. This city is located on NH 8 (Delhi
-Jaipur Highway). This city attracts huge FDI for its Infrastructure
Developments. There is only 10 min. drive from Delhi
and plays an important role in Delhi NCR. All elite class families are going to
shift in Gurgaon Just because of its multi facilities , Growth prospects are on
high .
Unitech
Unitech Group is
one of the major township planning and real estate development companies in India. It has an impressive mélange of
heavy construction, leisure and entertainment projects, hospitality business
and development of mini cities/townships construction of residential and
commercial complexes, including shopping malls and various types of dwelling units.
Unitech commands strong brand equity as also a pan India presence with focus on residential
development - the most profitable real estate segment.
Unitech entered civil engineering in 1974 with its sights firmly set on the
future. And that's where our vision is fixed today. Building upon experience
and expertise Unitech is constantly looking for ways to improve all our lives.
From power transmission lines and highways to theme parks, from steel plants to
residential developments, from indoor stadiums to hotels our work is often
pioneering and always challenging. Our enviable track record proves our ability
to deliver. To view our achievements and see how we have grown click on the
arrows.
Unitech Group is the largest
listed real estate company in India with a market capitalization of USD
2 billion. The company has an important list of clients, a virtual who’s who of
Indian and multinational industry. Gillette, HP, General Motors, EDS, Asahi India
Glass, ICI, Exxon Mobil, Reebok, Osram, UT Starcom, Remfry and Sagar, PI
Industries, Fidelity Investments, Churchill India, Convergys, Keane, Hewitt,
Vertex, Evalueserve, UOP India, Greenfield Online, Royal Bank of Scotland and many others figure in it.
Its
business operations comprise Real Estate
Consultancy and Management Fee for turnkey operations. It is unmatched in
overseeing project execution, marketing of real estate ventures for associate
and joint ventures. Construction activities include construction of highways,
roads, powerhouses, transmission lines, refineries, hotels, hospitals and
various types of other buildings/structures in India and abroad.
There was a large demand for housing in Gurgaon and very timely Unitech
launched its first residential project in Gurgaon-South City-1. There
has been no looking back since.
Focus on
residential development (the most profitable segment) and outright selling
of developed non-residential properties(the most capital intensive
segment)
To build whole
communities across India
Effective
utilization of capital for rapidly growing its pan- India land bank of 14,211 acres
Strengths
Unitech has
emerged as the brand with a professional value system, as it believes in
building relationships.
Unique
understanding of the local economies, industries, and cultures.
Customer focus,
corporate integrity and sensitivity to environmental issues.
Strong motivation
to accept impossible challenges like converting barren spaces into
environment-friendly human habitation.
The company's
enviable track record proves its ability to deliver
The
Project- Uniworld Resort:
Uniworld Resorts is a premium residential development
project Spreaded in 154 Acres of sheer bliss located in Sec 33 , Gurgaon Near to NH 8, which bridges New Delhi and Jaipur, capital of two states. This promises
to superior and magical place, where each day is a vacation. Where rejuvenation
is how you begin and end your day. Uniworld
Resorts offers you options of 1, 2 & 3 bedroom apartments overlooking in
the sprawling greens. This is highly affordable project.
This grand project of Unitech is
going tooccu pya new place in residential society with a
bang. This project is fully residential and consists all the facilities which
are required e.g. Community hall, commercial place, swimming pool, garden,
clubs, cafeteria, wide roads etc.
This
project eyes on LandscapedGreensManicuredGardens, Jogging & walking tracks, adjourning extensive
green area.
Project
is near to NH8 , so it reduces distance from Delhi , there is only 20 min drive from Delhi.
Security
Measures of Town ship / Residential compound
With in this residential compound for the security of
residents and Privacy , company is providingBarriers at entry level and exit points , manned entry & exit pointsIntercom facility.
Specifications:
Structure
of the township is Earth-quake resistant RCC framed structure , Flooring of Living/Dining
is made of Vitrified tiles,
Bedrooms : Laminated wooden flooring , Every Floor has its Balconies with Ceramic
tiles . Common areas & staircase : Stone/Marble
Lift Lobby : Stone/Vitrified tiles ,Wall External : Exterior paint , Internal :
Plastic emulsion paint ,Lift Lobby : Combination of stone & paint , Two
types of lift One passenger and one service lift to each tower , Kitchen Flooring
: Ceramic tiles flooring ,Wall finishes : Ceramic tiles
up to 600mm height above the counter ,Kitchen Counter : Granite counter with
stainless steel sink with drain board
Doors
Internal:
Seasoned hardwood frames with moulded European style shutters, External:
Anodized/powder coated glazed aluminium doors.
Main Door:
Seasoned hardwood frames with moulded European style shutters.
Toilets fittings are of extreme qualities, Walls and Floorings: Furnished of Ceramic
tiles.
Fittings: EWC & wash basin in white colour, single lever CP fittings,
granite counter, pipelines for geyser
for fresh air Windows are installed of Anodized/powder coated glazed aluminium
windows.
Electrical facility -Three phase supply with independent meter, copper wiring
in concealed conduits
Telephone -One telephone jack each in living room
and master bedroom intercom facility to each flat in living room
Television -TV Point in living room and master bedroom , to enjoy full luxuries
Intercom provisions and Power back-up of 24x7 is being provided here.
Amenities
& facilities
vLawn Tennis and open
Badminton court.
vSand Pits
vTot lots with kids playing equipments
vShopping
vSchools, shopping complexes in the vicinity
vSports cum cultural club
Accessibility
IGIInternationalAirport
and Domestic as well.
National Highway 8 connecting Delhi
and Jaipur.
Metro Connectivity for whole Delhi NCR.
Smooth Drive from New
Delhi Railway Station.
ISBT Gurgaon and Delhi.
Luxuries you can expect
ØWooden
flooring in Master Bedroom
ØVitrified
Tiles Modular Kitchen.
ØClub,
Schools and Hospitals in vicinity
ØPleasing
Greenery and Fascinating Parks.
ØPlenty
of Parking spaces.
ØSwimming
Pools.
Unique
Selling Points
üThis
is not a merely transaction, we value your feelings.
üThis
is a well planned new modernize integrated city.
üTownship
consist all the facilities e.g. Commercial complex, Community Centre, Medical
facilities and Schools.
üClose
to InternationalAirportDelhi,
National Capital.
üFascinating
location and healthy environment to enjoy the every moment of life.
